Affordability in America's Golden Age
By America's Bebe October 19, 2026

So, it's been said that “elections have consequences.” The fact is, none of us will like every policy an administration puts in place. We've learned that some policies presidents and their administrations put in place affect the system right away, while others take several months, or even years, for the effects to be felt at the population level.
When people start saying, “Trump is in charge now, this still isn't Obama's or Biden's fault,” my response is, well, not so fast. That is not totally true because that's not how our American economy works. As we examine affordability, let's see where these high prices come from. Remember, in free-market capitalism, supply and demand set prices, so if there is less of something, prices go up.
I will cover three specific areas (Housing, Energy, & Healthcare) where the Trump Administration has created policies to undo the negative impacts of policies enacted by Obama and Biden.
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1. Housing

Obama and Biden gave housing a one-two punch that jacked up rental and home-buying costs!
First, in 2012, Obama enacted the REO-to-Rental pilot program. It created a direct pipeline for massive private equity firms and newly created single-family rental REITs (such as Blackstone's Invitation Homes, American Homes 4 Rent, and Starwood Waypoint) to buy thousands of properties at once. This policy effectively birthed the modern institutional single-family rental asset class, shifting large swathes of suburban housing from individual homeowners to corporate landlords. Less supply for individuals to own without paying higher prices.
Second, Biden increased already high housing prices by enacting a “wide-open border” policy. Common sense dictates that if you must find housing for 20 million illegal aliens, then the cost for an American citizen to rent a home increases exponentially.
Here's what the Trump Administration did
First, President Trump closed the border, and we now have the lowest number of crossings in 60 years. Second, in July of 26, he signed the 21st Century Road to Housing Act into federal law. This federal law restricts large corporate investors from buying large blocks of single-family homes and takes effect on January 7, 2027.
2. Energy

Now, let's review energy costs. The actions, policies, and regulations the Biden administration implemented that raised energy prices are currently affecting the American people. Here's what the Biden Administration did:
- Strategic Petroleum Reserve (SPR) Releases: Executed large-scale releases of oil from the Strategic Petroleum Reserve in 2022 to temporarily lower gas prices for Democrats midterm campaigns.
- Keystone XL Pipeline: Revoked the cross-border permit for the Keystone XL pipeline on his first day in office.
- LNG Export Pause: Implemented a temporary pause on pending approvals for new liquefied natural gas export terminals.
- Federal Leasing and Land Use: Placed restrictions and slowdowns on oil and natural gas leasing permits on federal lands and waters.
- Regulatory and Environmental Mandates: Enacted aggressive vehicle greenhouse gas standards and tailpipe emissions targets designed to accelerate the transition to electric vehicles.
Here's what President Trump has done to undo the abysmal “Bidenomics” policies that sabotaged America's Energy:
- LNG Export Ban Ended: Directed the Department of Energy to end the pause on Liquefied Natural Gas export approvals.
- Oil and Gas Leasing: Ordered federal agencies to fast-track energy permitting and increase oil and gas leasing on public lands and waters.
- North American Blue Energy Partners: The deal centers on a private oil producer granted long-term concessions across Venezuelan oil fields.
- Investment & Rationale: The administration states the plan includes infrastructure investments to revitalize Venezuela's oil sector, lower U.S. energy costs, and refill the Strategic Petroleum Reserve.
This not only ensures energy independence, but it also serves as a national security measure.
3. Healthcare

Under the Affordable Care Act (Obamacare), the average individual healthcare marketplace insurance premiums more than doubled (129-143%) from 2013-2019, and median benchmark Silver monthly costs shifted from $235 in 2013 to $625. Remember, this was the plan that Obama and the Democrats promised. They said, “You can keep your doctor, all will be insured, and it will SAVE each family $2500 per year.”
President Trump recently took the following actions to curtail the exorbitant costs that Obamacare has penalized hardworking Americans with:
- Price Transparency Enforcement: Strengthened and aggressively enforced hospital and health insurer price transparency rules.
- Most-Favored-Nation Drug Deals: Signed an Executive Order to align U.S. prescription drug prices with lower rates paid in comparable nations.
- TrumpRx Program: Introduced a direct-to-consumer platform allowing patients to purchase medications straight from manufacturers.
- The Great Healthcare Plan: Proposed a framework to redirect taxpayer-funded insurance subsidies directly to consumers, end PBM kickbacks, and expand over-the-counter medication access.
Let's recap. Affordability is not a one-sided debate that only Democrats can dictate. It is the young couple wondering whether they will ever own a home. It is the senior choosing between a prescription and a full tank of gas. It is the blue-collar worker striving to earn more and still falling behind.
This reality is what drives President Trump's affordability agenda: easing housing pressures, expanding energy production, and pursuing greater transparency and competition in healthcare. From efforts to put homeownership within reach of more families to policies intended to increase our energy supply to initiatives aimed at lowering prescription drug costs, the objective is the same: make the necessities of American life more affordable.
His actions and efforts deserve the time required to deliver meaningful change. Obama-era and “Bidenomics” policies that took years to shape our economy will not be undone overnight. President Trump is working tirelessly to ensure Americans can afford more with the money they earn. So this November, let's go to the polls and vote down-ballot for Republicans so he can “Finish the Job!”












